Savings Idea

$ per mo.

$ per year

Select

Your $

Coffee at home vs. Mocha-super latte 250 days @ $2.50

$52

$625

Use library books instead of buying or buy on WWW at discount

$10

$120

Save money on bank fees and more

$13

$150

Buy regular instead of high-test gas - save $.20/gal X 750 gal

$13

$150

Read magazines at library or trade magazines with friends + more

$8

$100

Brown-bag lunch twice a week 50 weeks @ $5.00/lunch

$42

$500

Brown-bag lunch twice more a week 50 weeks @ $5.00/lunch

$42

$500

Use land-line instead of cell phone (eliminate 1 cell phone) or...

$35

$420

Switch to VoIP from landline phone

$40

$480

Reduce your long distance phone bill by using prepaid cards - learn how

$10

$120

Suspend premium cable TV 1 year - read library books and enrich your mind

$45

$540

Buy generic food rather than brand names - shop smart

$30

$360

Use coupons when shopping for groceries and more

$5

$60

Change your ISP to a cut-rate local firm @ $9.95 per month

$12

$140

Quit smoking 2 packs-a-day cigarettes 365 @ $4.00 pack

$243

$2,920

Carpool to work - split parking & gas equally

$50

$600

Save your pocket change daily $.42 X 250 days

$9

$105

Save on movies with matinees and other strategies

$3

$36

Save on your energy costs with smart strategies

$10

$120

Only get credit cards with no annual fee - 1 @ $40

$3

$40

Buy only on sale - Save 30%+ Buy off-brand and save more

$50

$600

One less paid activity for one family member

$30

$360

Join a warehouse club - save 10-30% especially on food

$38

$450

Save on car insurance -  ten ways to save real money

$20

$240

Donate $1,000 value to charity - save minimum 20% on taxes

$17

$200

Do your own income tax returns using inexpensive software or IRS forms

$8

$100

Prepay mortgage or other deductible expense - save on taxes

$46

$550

Pay bills online - no postage + mailing costs

$8

$90

Get haircut every 9 weeks - stretch

$5

$60

Sell stuff to make money  Garage sale annually or eBay

$17

$200

Reduce the cost of any pets

$47

$560

Save money on cars buy a used car  – save depreciation + insurance

$250

$3,000

Save more money on cars buy lower cost car instead of SUV

$175

$2,100

Do-it-yourself repairs and maintenance - CAR

$17

$200

Do-it-yourself repairs and projects - HOME

$33

$400

Miscellaneous - 52 more savings ideas that may be worth hundreds to thousands of dollars per year to you.

$20

$240

TOTALS

$1,453

$17,436