You can save money on car insurance several ways.  Shopping for the best car insurance can be a challenge but you should get car insurance quotes for comparison about every 2 years. 

Your job is to get the coverage and service you need at the best price.  Consider car insurance shopping a job and your savings to be your payment and you can justify the effort.  Automotive insurance companies are in the business to make money. 

The internet can really help you pick car insurance.  Car insurance quote comparison sites such as Quicken Insurance, insweb,com, Insurance.com, carinsurance.com, insure.com and esurance.com can help you compare several companies at a time.  Car insurance companies such as Geico, State Farm, AIG, Safeco and Allstate have internet sites to make online insurance quotes easy to get.  Progressive Insurance touts itself as being so proud of their rates that they will provide you with competitive rates along with theirs.  Now that’s confidence.

 Tactics for saving money on car insurance:

• Buy cars that require lower insurance premiums in the first place.  Generally lower cost cars and pre-owned cars can carry better premiums.  Ask your agent or get quotes on line before you buy the car. 

• Keep your credit score high.  Lower credit scores mean higher car insurance premiums.

• Ask for the best rates (top tier).  If you have a claims-free history and a great driving record this should be worth much better premiums for you.

• Group your auto, home, and personal liability policies with one insurer to get better rates.

• Complete a certified defensive driving course and if may reduce your premium.

• Take the appropriate credits for safety and antitheft equipment on the vehicle.

• Look for group discounts.  Insurers like low-risk consumers and many organizations qualify.

• Keep teenagers out from behind the wheel.  Impossible?  Maybe, but just know that they are the most accident prone and highest cost to insure.

• Buy the coverage you need and no more.  Don’t skimp on coverage but if you drive safely and own older cars, for example, you might be able to raise your deductible.  Save money! Instant car insurance rate comparisons from top companies. Get quotes now!

Not all car insurance companies are created equal.  Some have far better service when you have an accident and need them.  It is easier than ever these days to use the internet to find a good car insurance quote from a reliable company.  Remember it’s your “job” and the savings is your pay.  Is your car insurance rate competitive? Compare rates from top companies online. Save money. Get quotes now.

Here are 35 more great ways to save real money.